M10:37
嗯，那个，我确实有个孙子，年纪跟你挺接近的，不过他大概还是会更喜欢年轻一点的女生，所以我会跟他提起你——呃，我是说，把你介绍给他。
Yeah, well, I, uh, I've got a grandson fairly close to your age, and he probably would go for a younger woman anyway, so I will mention him to you—mention you to him.
那个，嗯，不，如果你对金融方面的事情感兴趣，第一，你得先有点本钱可用。
The, uh, no, if you're interested in financial matters, A, you've got to have something to work with.
我的意思是，我在这方面算是挺幸运的，因为我爸爸帮我付了教育费用。
I mean, I was fortunate in that respect because my dad paid for my education.
如果不是这样的话，要是得我自己掏钱，我大概就没法受教育了。
If he hadn't, I probably wouldn't have become educated if I had to pay for myself.
不过正因为如此，我在二十一岁的时候能存下了一万美元。
But so I was able to save $10,000 by the time I was 21.
而且你知道，那真的是一个非常非常大的领先优势。
And, you know, that was a huge, huge head start.
如果我当时做不到这一点，而且你知道，我二十二岁时第一个孩子就出生了。
If I hadn't been able to do that, and, you know, my first child came along when I was 22.
所以，我是说，有了家庭以后——如果你很幸运，父母能帮你承担经济上的责任，那在十几岁的时候存钱就会容易得多。
So, I mean, the family—it's much easier to save it in those teenage years if you're lucky enough to be in a family where your parents are taking care of your financial obligations.
那时候存下的每一美元，到了后面，可能就值十美元或者二十美元。
Every dollar then is, you know, worth maybe $10 or $20 later on.
所以，如果你对金融感兴趣，早点攒下第一笔本钱很有用，早点积累知识也很有用。
And so, if you are interested in financial matters, getting a stake early is very useful, and getting knowledge early is very useful.
所以，你知道，我会说，如果你十一岁就已经有兴趣来参加这样的会议，那你已经走在很好的路上了。
So, you know, I would say you're well on the way if at 11 you're even interested in coming to a meeting like this.
而且我会——如果你能一直保持这种兴趣的话，你知道，我会去读一些金融类出版物。
And I would—if that interest is maintained, you know, I would read financial publications.
我会读任何我自己感兴趣的东西。
I would read whatever was of interest to me.
我会好奇 Kearney 镇上周围那些企业都是怎么运作的。
I'd be curious about how the businesses around the town of Kearney operated.
我会，在你能让别人愿意跟你聊的范围内——而且一般人其实都挺喜欢聊天的——去了解 Kearney 有哪些好生意，为什么它们是好生意；也去了解那些倒闭了的生意，为什么会倒闭，然后就这样不断积累知识。
I would, to the extent that you can get people to talk to you, and people usually like to talk, you know, learn about who's got good businesses in Kearney and why they're good businesses, and learn about the businesses that went out of business and why they went out of business, and just keep accumulating knowledge.
这是 Charlie 和我所从事这个行业最美妙的一点之一，就是所有东西都是可以不断累积的。
That's one of the beauties of the business that Charlie and I are in, is that everything is cumulative.
我二十岁时学到的东西，今天依然有用。
The stuff I learned when I was 20 is useful today.